Axis Advisors, LLC – planning for your children’s future education

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How much have you set aside for your children’s college tuition?

The Unites States of America consistently revolves in the top three slots as the costliest country on the planet when it comes to paying tuition for college education. In some cases the cost of four year’s worth of tuition can reach six figures.

According to the college board, in 2013-2014 the average total charges, including tuition and fees and room & board, at public four-year institutions, were $18,391 (in-state) and $31,701 (out-of-state), and $40,917 at private non-profit four-year institutions.

Even more alarming is the amount of outstanding student debt, estimated by some to be upwards of $1 trillion dollars. Many students are in major debt by the time they graduate and it’s not uncommon to have this debt weighing over one’s head for decades.

Axis Advisors LLC’s Joshua Pacheco – helping individuals, businesses, and families plan their future.
The stresses and concerns mount as our children get closer to high school graduation. It can be a genuine burden for the entire family.

While there are as many solutions to this problem as there are opinions, and it’s popular to point fingers, it would be more prudent and practical to be pro-active. What if there was a way to have school paid for by the time your children come of age? Or at a minimum have a substantial enough set aside so that what is being paid is not a burden for the family? One that is manageable and can realistically be paid off in a relative short period of time – months or years as opposed to decades?

With a little foresight, the right planning, and a relatively small regular investment you can have some, most or all of the cost of college education before your son or daughter heads off for higher education. Since many people find the task of researching and following markets incredibly complex and daunting, they usually resign to a savings account which gains a virtual pittance in terms of interest. The more “adventurous” will tuck it away in a CD – considering “slow and safe” to be the best bet.

Axis Advisors, LLC with offices in Westport is an independent investment advisory firm that offers a broad range of financial services from investment, retirement planning, 401k, a variety of insurance, consultation and more. They bring this experience to bear along with their considerable know-how to help you work toward your financial goals utilizing well-designed, proven strategies. Financial planner Joshua Pacheco, is one local who exemplifies these ideals and is eager to assist families in successfully planning the future education of their children – or any aspect of financial planning for that matter.

Tuition for a four year college can be as high as six figures!

One of Joshua’s (and all the advisors and planners at Axis Advisors, LLC) particular area of expertise is helping parents who have made the decision that their children don’t have a massive financial burden of having to fund their college education all by themselves. It’s a great opportunity for those with the foresight and desire to alleviate this burden to allow their children to focus on scholastic performance and graduating rather than juggling a full-time job, study and school. Imagine the odds of success for your child if they know that they are entering their college years with their tuition paid in part or in full.

While ideally one would want to begin this investment when their son or daughter is born will improve the possibilities to accumulate assets to fund higher educations costs. So it’s never too late to begin to save. Once you factor in loans, state and federal grants it is still possible to have little to no college tuition when your son or daughter reaches the point in life that they are ready to tackle the university life.

To get an idea of how much your child’s education will cost, Axis Advisors, LLC can assist you in calculating these costs. Stop in to discuss your options with the friendly and helpful staff, obligation free.

Axis Advisors, LLC

909 State Road Unit E
Westport, MA 02790
Phone: (508) 444.0581
E-mail: josh@axisadvisorsgroup.com
Facebook: facebook.com/pachecoinvest
Website: massadvisor.com/


About Joe Silvia

When Joe isn't writing, he's coaching people to punch each other in the face. He enjoys ancient cultures, dead and living languages, cooking, benching 999#s, and saving the elderly, babies and puppies from burning buildings. While he enjoys long walks on the beach, he will not be your alarm clock, because he's no ding-a-ling.

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